Terms Of Use

M Notes Pty Limited Terms of Service

Website Disclaimer

This website is operated by and on behalf of M Notes Pty Limited.

The information on this site is subject to change without notice and, accordingly, M Notes Pty Limited recommends that you make direct contact with M Notes staff before acting upon material on this site.

The information on this internet site is directed and available to residents of Australia only, and is not an offer or solicitation for the purchase of securities, units or investments, unless expressly stated otherwise. While M Notes Pty Limited provides the information in good faith, it accepts no responsibility for the accuracy, completeness or timeliness of the information.

Website links

This site may contain links to other websites operated by entities which do not belong to M Notes Pty Limited. These links have been provided solely for you to obtain further information about other relevant products and entities in the market. M Notes Pty Limited has no control over the information on these sites or the products or services on them, and therefore makes no representations regarding the accuracy or suitability of the information, services, or products described on them. You are advised to make your own enquiries in relation to third parties described or linked on this site. Inclusion of a link to a third-party site should not be construed as that party's endorsement of this site.

By linking to sites operated by third parties, M Notes Pty Limited is not authorising the reproduction of any material on such sites, as such material may be the subject of intellectual property rights.

Software applications accessible from this site

Some of the software programs that may be downloaded via links from this site are products belonging to third parties. You use such third-party software at your own risk. Such software is likely to be subject to licensing terms imposed by the owner of the software.

To the full extent permitted by law, M Noted Pty Limited excludes all liability in relation to using or downloading any software (third party or otherwise) that may be accessed from this site. M Notes Pty Limitedd makes no representations and provides no warranties in relation to such software. In particular, to the full extent permitted by law, M Noted Pty Limited excludes all liability for any damage (including, without limitation, loss of data, interruption to business and loss of profits) resulting from viruses or any other consequence of using or downloading any software (third party or otherwise) accessible via this site.

Copyright and Trademarks

M Notes Pty Limited is either the owner or licensed user of the copyright in the material on this site. You may not reproduce, adapt, upload, link, frame, broadcast, distribute or in any way transmit the material on this site without the written consent of M Notes Pty Limited, other than to the extent necessary to view the material or as permitted by law.

The M Notes Pty Limited name and all its associated trademarks (including, without limitation, the STAR device mark) are trademarks of M Notes Pty Limited.


M Notes Pty Limited is committed to providing the highest quality of services within a trusted environment. Please read the privacy policy statement to understand how your personal information will be treated when you use this site.

Important Notice

M Notes Pty Limited is a Lending Company. It is not a bank or other deposit taking institution. M Notes Pty Limited is not authorised to carry on banking business under the Banking Act and is not supervised under that Act by the Australian Prudential Regulation Authority.

General Advice Warning

The information on this web site is general information only. Accordingly, this information does not take into account your investment objectives, financial situation and particular needs. Before making any investment decision based on this information, you should consider talking to a financial adviser, and assess whether the information is appropriate to your particular investment needs, objectives and financial circumstances.

Taxation, legal and other matters referred to on this web site are of a general nature only and are based on M Notes’ interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

No guarantee of performance

M Notes Pty Limited does not guarantees the performance of any investment product and is subject to investment risk including possible delays in repayment and loss of income and capital invested. The return of capital or income is not guaranteed unless otherwise specified in the current offer document. Past performance is not indicative of future performance. The future value of investments may rise and fall with changes in the market.

Governing law

The use of this website and the provision of such facilities, products and services will be governed by the laws of New South Wales, Australia.

[Version April 9, 2019]